The budget that checks itself against reality.

Plan your sales, collections and cash by month — and Cord puts what you actually sold and collected under every figure. You know if you are above or below plan without typing a thing.

Start for free See a real quote

Free to try · full from Professional

Sales budget · 6 periods ● Linked to real data

Concept Ene 2026 Feb 2026 Mar 2026 Total

Base sales Input

$285,700

$303,800

$329,900

$919,400

Projected sales ƒx = Sales × (1 + Growth 5%)

$300,000 real $0 ~~+13%~~

$319,000 real $0 ~~−3%~~

$346,400 real $0 ~~+8%~~

$965,400 real $0 ~~+6%~~

Real = closed sales in Cord · zero re-entry +5.8% vs. plan

BUDGET VS. ACTUALS

Excel doesn't know what you sold. Cord does.

Connect a budget row to your real data — closed sales, units or collections received — and under every month you see what actually happened, with the variance in green or red. The budget audits itself.

Closed sales, units sold or collections received, by month
Variance against plan calculated automatically
Zero double entry: the data already lives in Cord

Presupuesto de Ventas · vs. Real Conectada

ConceptoEneFebMar

Ventas cerradas

$300,000real $338,325+13%

$319,000real $310,000−3%

$346,400real $372,400+8%

Cobranza recibida

$270,000real $291,500+8%

$305,000real $298,000−2%

$330,000real $351,000+6%

Unidades vendidas

1,200 pzreal 1,340+12%

1,280 pzreal 1,255−2%

1,380 pzreal 1,470+7%

Los datos reales ya viven en Cord+5.8% vs. plan

FULL PLAN IN ONE CLICK

Sales, collections and cash, already connected.

The wizard builds the full cascade — how much you will sell, when you will actually get paid, and whether the cash holds up — with cross-schedule formulas pre-wired and seeded with your real average sales from recent months.

Staggered collections (40/30/30) adjustable to your real pattern
Month-by-month cash balance with inflows and outflows
Optional production and raw-material purchase schedules

Nuevo plan financiero Asistente

Plan financiero completo RecomendadoVentas · Cobranza · Efectivo, ya conectados

Solo Presupuesto de VentasEmpieza con una cédula

Se crearán 3 cédulas conectadas

Presupuesto de Ventasbase del plan

Cobranza (40/30/30)= Ventas escalonadas por mes

Flujo de efectivo= Cobranza − salidas

Sembrado con tu promedio real$338,326/mes

DECISIONS WITH NUMBERS

Calculators that answer expensive questions.

Is this investment worth it? How much inventory should I order? Why did actual cost beat standard? NPV/IRR with payback period, economic order quantity (EOQ) and variance analysis — with scenarios you can save and reopen.

NPV, IRR and payback period with a cash-flow assistant
Economic order quantity and reorder point
Price and quantity variance, favorable or unfavorable

Herramientas · Evaluación de proyecto VPN / TIR

Supuestos

Inversión$100,000

Tasa15%

Horizonte6 años

Resultados

VPN$55,163.79

TIR32.7%

Recuperación2.44 años

Variación de costo · Materia primaestándar vs. real

Precio −$480 F Cantidad +$1,500 D

Escenarios que guardas y vuelves a abrirTotal +$1,020 D

WHY IT MATTERS

This is what budgets actually changes.

Presupuesto de Ventas 2026 · vs. Real ● Conectada a datos reales

Concepto Ene 2026 Feb 2026 Mar 2026

Ventas baseInsumo

$285,700

$303,800

$329,900

Ventas proyectadas ƒx= Ventas × (1 + Crecimiento 5%)

$300,000real $338,325+13%

$319,000real $293,000−8%

$346,400real $372,400+8%

La comparación ya está hecha cuando abres la página+4% arriba del plan

Nuevo plan financiero · Asistente Plan completo recomendado

1 Presupuesto de Ventas base del plan Creada

2 Cobranza 40/30/30 = Ventas escalonadas por mes Creada

3 Flujo de efectivo = Cobranza − salidas Creada

Sembrado con tu promedio real de ventas · últimos 6 meses en Cord $338,326/mes

Tú solo ajustas los supuestosFórmulas cruzadas ya cableadas

Junta de resultados · Marzo 2026 −12% vs. plan de ventas

Concepto Presupuesto Real Variación

Ventas $180,000 $158,400 −12%

Cobranza recibida $150,000 $147,000 −2%

Nuevos clientes 8 11 +38%

Vamos 12% abajo en ventas — 2 obras se pospusieron a abril. La cobranza aguanta y el pipeline nuevo crece 38%.

Opiniones fuera · la junta decide con evidenciaCada cifra con su real

FREQUENTLY ASKED QUESTIONS

Most common questions about budgets.

What does "Budget vs. Actuals" mean?

You connect a row of your schedule to a real data source in your account — closed sales, units sold or collections received — and Cord shows under each budgeted month what actually happened, with the variance percentage. Use period labels like "Jan 2026" so each column matches its month.

Do I need a cost-accounting background to use it?

No. Templates ship with the classic formulas pre-built (Production = Sales + desired ending inventory − beginning inventory, staggered collections, cash balance) and the full-plan wizard creates the connected cascade for you. If you do know cost accounting, the formula builder gives you full control: sums, chained factors, row-by-row multiplication and references to prior periods.

What does the free plan include?

The Free plan includes 1 schedule and Starter 3, so you can try the editor with your numbers. From Professional you get unlimited schedules, the one-click full financial plan, the comparison against your real data, and the analysis tools (NPV/IRR, EOQ and variances).

Is this an inventory system?

No — it is a planning tool. Beginning and ending inventory are assumptions you set per period, not balances tracked from warehouse movements. To decide how much to order and when, the optimal inventory calculator (EOQ) gives you the economic order quantity and the reorder point.

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Documentation Step-by-step guides for budgets.