Your next 90 days of cash, week by week.

Cord projects your cash flow from three separate sources (what you're already owed, what you'll likely close and your retainers) and dates every amount with each client's real payment history. No formulas to maintain and no mixing up certainty with probability.

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Professional plan and above

90-DAY CASH FLOW

Three sources, never mixed.

The forecast keeps apart what you're already owed on approved quotes, what you'll likely close from your pipeline, and your retainers' monthly charges. Each source has its own colour, week by week for 13 weeks, and the cumulative curve tells you how much will have come in by each date.

  • Receivables, weighted pipeline and retainers, kept apart
  • 13-week cash flow and a cumulative cash curve
  • Calculated as of today, with no formulas to build
Reports/Cash flow · 90 daysAs of today · 24 Sept
Weekly flow · 90 daysThree separate sources to distinguish certainty from probability.ReceivablesPipelineMRR
25 Sept – 1 OctGBP 24,058
2 Oct – 8 OctGBP 12,474
9 Oct – 15 OctGBP 11,152
16 Oct – 22 OctGBP 11,696
23 Oct – 29 OctGBP 17,525
30 Oct – 5 NovGBP 15,716
6 Nov – 12 NovGBP 9,966
13 Nov – 19 NovGBP 6,601
20 Nov – 26 NovGBP 3,990
27 Nov – 3 DecGBP 9,986
4 Dec – 10 DecGBP 2,092
11 Dec – 17 DecGBP 1,408
18 Dec – 23 DecGBP 788

REAL PROBABILITY

Each open quote weighs what that client usually closes.

A proposal to a client who approves seven out of ten isn't worth the same as one to a client who almost never closes. Cord weights each open quote by its client's historical close rate and places it on the calendar using how long that client takes to close and to pay. The client-weighted pipeline shows you who is carrying your coming weeks.

  • Probability per client, from their actual wins
  • Expected date: their days to close plus their days to pay
  • Conservative assumptions for clients with no history
Reports/Finance
Client-weighted pipelineProbability and timing from actual history.Today
Gamma ContractorsGBP 23,089
Kestrel ConstructionGBP 15,829
Royal Vale PropertiesGBP 7,781
Northern SteelGBP 6,552
Chiltern Land DevelopmentGBP 5,871
Central HardwareGBP 4,047
Hope Street IronmongersGBP 1,221
GGamma ContractorsGold
In pipelineGBP 32,984Close rate70%Days to close12Quotes14

MRR AND PROFITABILITY

What recurs, what's at risk and what your discounts leave you.

The Finance report adds up the contracted MRR from your retainers and annualises it, and sets apart the MRR at risk: retainers with a failed charge or scheduled to cancel. It also crosses each client tier with its discount, its close rate and what it actually buys from you.

  • Contracted MRR and ARR
  • MRR at risk: failed charges and scheduled cancellations
  • Profitability by tier: discount, close rate and closed value
Reports/FinanceAs of today · 24 Sept 2026
Contracted MRRGBP 6,9127 active retainersARRGBP 82,944Annualised MRRDSO38destimated time to collectionMRR at riskGBP 1,024failed charge or scheduled cancellation
Profitability by client tierCompares configured discount, close rate, and closed value.
Distributor15% discount · 71% close rate · n=24GBP 174,744
Gold10% discount · 62% close rate · n=18GBP 112,552
Silver5% discount · 48% close rate · n=21GBP 55,076
Standard0% discount · 31% close rate · n=46GBP 41,022

WHY IT MATTERS

This is what finance & cash flow actually changes.

cordhq.app/app/informes?r=cobranza
Collections and receivablesOne place to understand performance and decide what to act on.Collections and receivablesAs of today · 24 September 2026Customise
RECEIVABLESGBP 102,7689 documents
OVERDUEGBP 32,9842 accounts
EXPECTED COLLECTIONS · 30DGBP 41,512certain receivables, estimated timing
AVERAGE DELAY11dagainst agreed terms
Actual vs. agreed DSOHow actual payment deviates from agreed terms.
11On time71–7 days late98–30 days late330+ days late
Exposure by clientOpen balance against the configured limit.
Apex ConstructionGBP 32,984
Chiltern Land DevelopmentGBP 22,916
Kestrel ConstructionGBP 15,718
Northern SteelGBP 7,072
Ferrex SuppliesGBP 5,136
KKestrel ConstructionQ-0148 · GBP 16,271.04+14 d
Day 0Approved22 SeptDay 30Due22 OctDay 44Forecast5 Nov

Net 30 · pays on day 44 on averagePayment lands in the week of 30 Oct – 5 Nov, not the due-date week.

cordhq.app/app
HomeCustomise
Pipeline healthTodayView CFO →
27dAVG. DAYS TO COLLECT (DSO)Healthy52%RISK CONCENTRATIONModerate8%MARGIN GIVEN UPdiscount off list price46%EXPECTED REVENUE (WEIGHTED)of GBP 273,600 in open pipeline
Expected cash flow · 5 weeksTodayTreasury →
GBP 22,91225 Sept – 1 OctGBP 13,3442–8 OctGBP 18,9929–15 OctGBP 12,60816–22 OctGBP 20,19223–29 Oct
Reports/Cash flow · 90 days
Concentration risk · 30 daysLargest client's share of near-term expected inflow.59%
Apex ConstructionGBP 32,984
Kestrel ConstructionGBP 11,002
Ferrex SuppliesGBP 5,136
Northern SteelGBP 3,898
Chiltern Land DevelopmentGBP 2,552
cordhq.app/app/informes?r=flujo
Cash flow · 90 daysOne place to understand performance and decide what to act on.Cash flow · 90 daysAs of today · 24 September 2026Customise
NEXT 90 DAYSGBP 185,840receivables + pipeline + retainers
BEYOND HORIZONGBP 38,9204 movements from day 91
MRRGBP 2,5603 retainers
CERTAIN RECEIVABLESGBP 102,768not weighted by close rate
Weekly flow · 90 daysThree separate sources to distinguish certainty from probability.ReceivablesPipelineMRR
25 Sept – 1 OctGBP 22,9122–8 OctGBP 13,3449–15 OctGBP 18,99216–22 OctGBP 12,60823–29 OctGBP 20,19230 Oct – 5 NovGBP 20,3766–12 NovGBP 15,41613–19 NovGBP 15,87220–26 NovGBP 12,20027 Nov – 3 DecGBP 7,4084–10 DecGBP 10,29611–17 DecGBP 8,01318–24 DecGBP 8,211
What went into the forecast
13 weeks · next 90 daysGBP 185,840Beyond horizon · 4 movements+ GBP 38,920TotalGBP 224,760

FREQUENTLY ASKED QUESTIONS

Finance & cash flow: the questions we hear most.

No. It's statistics on your own history: each client's actual close rate, days to close and days to pay. When a client has no history, Cord uses conservative assumptions (a 25% chance of closing, 50% if they already opened the quote, 14 days to close and 30 to pay) instead of making up their behaviour.

In Reports › Cash flow · 90 days and Reports › Finance, calculated as of today, and on your home screen with the Pipeline health and Expected cash flow widgets. Each person arranges, hides or resizes their own widgets without moving anyone else's.

Anyone with the Reports permission; the owner always has it. The Rep role includes it by default, so if you'd rather keep leadership numbers to the right people, adjust it in Settings › Team & roles; inviting your team is available from Professional. The Collections and receivables report also requires the Collections permission.

The 90-day cash flow and the Finance report are available from Professional. On Starter you already get the pipeline forecast and discount given, and on Free your close rate, funnel, and top clients and products.

Explore the rest of the product.

AI CollectionsEvery day, the agent reviews your overdue accounts and writes to each one with its real balance, its days overdue and the link to pay.
Clients and creditEvery client has a record with their payment terms, their credit limit and an up-to-date account statement that brings quotes and invoices together.
DocumentationFinance & cash flow, step by step.

Decide with the cash that's coming, not the cash that's gone.

The 90-day cash flow is on the Professional plan. Start free and upgrade when you need it.

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