Get paid online from the quote or the invoice.

Cord Payments is online payment built into Cord: your client pays the quote or invoice from its own link, by card and, in beta, by Bacs Direct Debit or bank transfer with a reference, and the money lands in your account, not Cord's.

Available on every plan, including Free, with no extra monthly fee.

Which countries does Cord Payments support?

Cord Payments works in 7 of the 12 countries where Cord operates and pays out straight to your bank account. In the rest, you collect from the same link with your own Mercado Pago account, so your client can pay online in all 12. Open a country to see how they pay and where you receive the money.

Cord Payments and Mercado Pago1

MexicoCard · SPEI transfer · Mercado Pago
Online payments
Cord PaymentsdefaultMercado Pago
Your client pays with
CardSPEI transferMXNBeta on invoicesMercado PagoApple Pay and Google PayBeta
Monthly retainers
Available
Paid out to
CLABE accountYour Mercado Pago account

Cord Payments6

United StatesCard
Online payments
Cord Payments
Your client pays with
CardACH Direct DebitUSDBetaBank transfer with a referenceUSDBetaApple Pay and Google PayBeta
Monthly retainers
Available
Paid out to
Routing + account
CanadaCard
Online payments
Cord Payments
Your client pays with
CardPre-authorized debitCADBetaApple Pay and Google PayBeta
Monthly retainers
Available
Paid out to
Transit + institution + account
SpainCard
Online payments
Cord Payments
Your client pays with
CardSEPA Direct DebitEURBetaBank transfer with a referenceEURBetaApple Pay and Google PayBeta
Monthly retainers
Available
Paid out to
IBAN account
United KingdomCard
Online payments
Cord Payments
Your client pays with
CardBacs Direct DebitGBPBetaBank transfer with a referenceGBPBetaApple Pay and Google PayBeta
Monthly retainers
Available
Paid out to
Sort code + account
GermanyCard
Online payments
Cord Payments
Your client pays with
CardSEPA Direct DebitEURBetaBank transfer with a referenceEURBetaApple Pay and Google PayBeta
Monthly retainers
Available
Paid out to
IBAN account
FranceCard
Online payments
Cord Payments
Your client pays with
CardSEPA Direct DebitEURBetaBank transfer with a referenceEURBetaApple Pay and Google PayBeta
Monthly retainers
Available
Paid out to
IBAN account

Mercado Pago5

BrazilMercado Pago
Online payments
Mercado Pago
Your client pays with
Mercado Pago
Monthly retainers
Not with Mercado Pago
Paid out to
Your Mercado Pago account
ColombiaMercado Pago
Online payments
Mercado Pago
Your client pays with
Mercado Pago
Monthly retainers
Not with Mercado Pago
Paid out to
Your Mercado Pago account
ArgentinaMercado Pago
Online payments
Mercado Pago
Your client pays with
Mercado Pago
Monthly retainers
Not with Mercado Pago
Paid out to
Your Mercado Pago account
ChileMercado Pago
Online payments
Mercado Pago
Your client pays with
Mercado Pago
Monthly retainers
Not with Mercado Pago
Paid out to
Your Mercado Pago account
PeruMercado Pago
Online payments
Mercado Pago
Your client pays with
Mercado Pago
Monthly retainers
Not with Mercado Pago
Paid out to
Your Mercado Pago account

PAYMENT METHODS

What payment methods does Cord accept?

Your client pays by card inside your link, under your brand, without creating an account. In beta, they can also pay by Bacs Direct Debit or bank transfer with a reference.

  • Card inside your link, under your brand
  • Bacs Direct Debit or bank transfer with a reference, in beta
  • The money goes straight to your bank account, not to Cord
HHarlow Building SuppliesQuote Q-0148
Deposit due£4,881.31 GBPof a £16,271.04 total · Card · Bank transfer
Payment method
CardBank transfer
Card details1234 1234 1234 1234MM / YYCVCPay £4,881.31

Encrypted and processed by Cord Payments. Harlow Building Supplies never sees your card details.

WHAT GETS CHARGED

Deposit on approval, balance on the due date, retainer every month.

If you ask for a deposit, the link shows your client at first glance how much they pay on approval and when the balance is due, and charges each part separately. A retainer is authorised once by card and Cord Payments charges it every month. On an invoice, your client can pay part of the balance and the rest stays open.

  • Deposit and balance, each with its own due date
  • Monthly retainers: your client authorises their card once
  • Part payments towards an invoice balance
HHarlow Building SuppliesVAT reg. no. GB 284 1937 34QUOTEQ-0148
FORKestrel ConstructionVALID UNTIL22 Oct 2026TERMSNet 30
TOTAL DUE£16,271.04GBP · tax includedToday you pay £4,881.31 as a deposit (30%) · Balance: £11,389.73 — due on 24 Oct 2026
Payment planDepositGBP 4,881.31DueBalanceGBP 11,389.73Due on 24 Oct 2026
HHarlow Building SuppliesFor Gamma ContractorsQUOTEQ-0151
TOTAL DUE£3,040.00 GBPActive recurring plan · £3,040.00 charged monthly
Active recurring planYou're charged £3,040.00 every month automatically on your card — next charge on 24 Oct 2026. To cancel, contact Harlow Building Supplies.

AFTER THE CHARGE

You know how much gets deposited, when, and to which account.

In Payments you see your available balance and the next payout with its status (scheduled, in transit or deposited) and arrival date, plus what went to fees, refunds and disputes. You choose how often you get paid, and your bank account is entered in your country's format and validated before it's saved, including check digits where the format has them.

  • The next payout, with its status and arrival date
  • Daily, weekly or monthly payouts, your choice
  • Payout account checked by sort code and account number
Settings/Payments
Your account status
All set, you can accept payments now!Your account is verified and active. Your payment money will be sent to your bank automatically.
Bank accountBank account ending in •••• 4821. Your payouts arrive here.
Payout frequency

How often your money leaves for your bank account. Daily payouts pay the fixed transfer fee more often; monthly ones pool the money but keep it further away.

FrequencyWeeklyDay of the weekFriday
Save frequency
Available balanceliveGBP 10,291.20GBP 24,434.64 on the way
Next payoutliveCord Payments transfers to your bank account.
In transitArrival: 26 SeptGBP 6,736.80
Where every pound goesOf the gross collected, how much reaches your bank.
Net to your bank93.9%GBP 30,988.08Fee3.0%−GBP 989.52Refunds−GBP 334.40Disputes−GBP 672.00

WHY IT MATTERS

This is what Cord Payments actually changes.

cordhq.app/app/ajustes/cobros
Settings /Paymentsacct_1QfT8m2eZvKYlo2C
PeopleStep 5 of 8

Declare who controls the business: the legal representative and anyone owning 25% or more. This is an anti-money-laundering requirement, not a Cord preference.

Lucy FairweatherVerified
Legal representativeOwner 40%DirectorCEO
Andrew ShawUnder review
Owner 30%DirectorCOO
Megan CartwrightDetails captured
Owner 30%Partner
EditVerify identityRemove

Declared: 100% ownership across the people in this list.

I confirm I've added every owner with ≥25%You are declaring, under your own responsibility, that the list of people owning 25% or more is complete.
11:42
HHarlow Building Supplies
Front of your IDA valid passport, photocard driving licence or biometric residence permit. Find good light and make sure every detail is readable.Which document will you use?PassportPhotocard driving licenceBiometric residence permitTake a photo of the frontChoose from gallery
Back of your IDOnly for a driving licence or residence permit. If it's a passport, skip this step.Take a photo of the backChoose from gallerySkip — it's a passport
DoneYou can go back to your computer — the verification continues there automatically.
Verified with Cord
cordhq.app/app/cobros/disputas/dp_1QfW2x2eZvKYlo2C
Chargeback
← Back to Payments
CORD PAYMENTSBuild a clear responseSave your progress as a draft. Submitting evidence is irreversible.GBP 4,038.34

Deadline: 8 October 2026

Customer nameFerrex SuppliesCustomer emailpurchasing@ferrexsupplies.co.ukService date2026-09-02Approval IP187.190.44.12
What the customer purchased120 × Grey cement 50 kg60 × Rebar Ø10 × 12 m28 × Steel mesh A193Receipt or supporting file (PDF, JPG or PNG)If you don't choose one, Cord prepares the receipt described above.Choose fileNo file chosenSave draftReview and submit evidence
Cord Payments - Transaction receiptBusiness: Harlow Building SuppliesQuote: Q-0139Customer: Ferrex SuppliesEmail: purchasing@ferrexsupplies.co.ukAmount: GBP 4,038.34Method: cardPaid: 2026-09-02T17:41:08ZTransaction: ch_3QfL8x2eZvKYlo2C0a9rT4mBLine items:120 x Grey cement 50 kg - 14.56 GBP60 x Rebar Ø10 x 12 m - 15.32 GBP28 x Steel mesh A193 - 24.96 GBPApproved by: Thomas HarperApproval date: 2026-09-02T16:58:31ZApproval IP: 187.190.44.12
cordhq.app/app/cotizaciones/Q-0157
Quotes /Q-0157
DraftSentViewedApproved5Paid
FFerrex Supplies V1Cash · 40% deposit · Created 19 Sept 2026TOTALGBP 22,229.04
Details
ProductQtyPriceAmountRebar Ø10 × 12 mpiece600GBP 15.32GBP 9,192.00Grey cement 50 kgbag400GBP 14.56GBP 5,824.00Steel mesh A193sheet120GBP 24.96GBP 2,995.20Concrete block 440×215×140piece450GBP 1.14GBP 513.00
SubtotalGBP 18,524.20VAT 20%GBP 3,704.84
Actions
Record payment
Open linkCopy linkPDFWhatsApp
Activity
Payment received with Cord Payments; quote settledtoday, 12:58Deposit of GBP 8,891.62 paid with Cord Payments — balance pending20 Sept, 10:12Digitally signed by "Thomas Harper" (IP 187.190.44.12)20 Sept, 10:09Opened by the client from the link19 Sept, 18:40

FREQUENTLY ASKED QUESTIONS

Cord Payments: the questions we hear most.

There's no extra fee on any plan, including Free. Cord charges no platform fee in your currency for now: only the payment processor's rate applies, deducted from the payment.

No. They open the quote or invoice link and pay right there, from their phone or computer, without signing up or installing anything. Card payments are encrypted and processed by Cord Payments: your business never sees your client's card details.

Card, on every plan. In beta, the link also offers Bacs Direct Debit or bank transfer with a reference, only when the sale is in GBP. Monthly plans are charged by card.

It's in beta, on documents in pounds sterling tied to a client. Each client gets fixed account details (sort code and account number) to pay you, and each transfer carries its own reference, which Cord uses to match it to the quote or invoice and lower the balance. Until it's turned on for your account, transfers received outside the link are recorded by hand against the same balance.

Your business details, the people who control it (each partner with 25% or more and whoever runs it, with their real role) and your payout account. What's requested comes from your country's requirements, so you don't fill in fields that don't apply there. You take the ID photo with your phone by scanning a QR code, and Cord strips its GPS location before sending it for verification.

As soon as your account is verified. While something is missing, Payments shows how many requirements are pending and the deadline, and payouts wait. Changing your payout frequency or bank account requires confirming your identity, because it decides where and how often your money goes out.

Yes, in full or in part: a quote payment from Payments and an invoice payment from that invoice's detail page. Before you confirm, Cord verifies your identity and tells you what the method doesn't allow. It takes the Refunds permission, which not even the Admin role has by default.

Explore the rest of the product.

Turn on payments before you send your next quote.

Turn on Cord Payments from Settings › Payments › Account. Free to start.

See what you'll pay

Published pricing, with the fee for every payment in plain view.

Pricing details →

Start building

Start operating and sending quotes on the Free plan.

Integration options →