Your next 90 days of cash, week by week.

Cord projects your cash flow from three separate sources (what you're already owed, what you'll likely close and your retainers) and dates every amount with each client's real payment history. No formulas to maintain and no mixing up certainty with probability.

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90-DAY CASH FLOW

Three sources, never mixed.

The forecast keeps apart what you're already owed on approved quotes, what you'll likely close from your pipeline, and your retainers' monthly charges. Each source has its own colour, week by week for 13 weeks, and the cumulative curve tells you how much will have come in by each date.

  • Receivables, weighted pipeline and retainers, kept apart
  • 13-week cash flow and a cumulative cash curve
  • Calculated as of today, with no formulas to build
Reports/Cash flow · 90 daysAs of today · Sep 24
Weekly flow · 90 daysThree separate sources to distinguish certainty from probability.ReceivablesPipelineMRR
Sep 25 – Oct 1CAD 42,101
Oct 2 – Oct 8CAD 21,830
Oct 9 – Oct 15CAD 19,516
Oct 16 – Oct 22CAD 20,468
Oct 23 – Oct 29CAD 30,668
Oct 30 – Nov 5CAD 27,503
Nov 6 – Nov 12CAD 17,441
Nov 13 – Nov 19CAD 11,551
Nov 20 – Nov 26CAD 6,982
Nov 27 – Dec 3CAD 17,475
Dec 4 – Dec 10CAD 3,661
Dec 11 – Dec 17CAD 2,464
Dec 18 – Dec 23CAD 1,379

REAL PROBABILITY

Each open quote weighs what that client usually closes.

A proposal to a client who approves seven out of ten isn't worth the same as one to a client who almost never closes. Cord weights each open quote by its client's historical close rate and places it on the calendar using how long that client takes to close and to pay. The client-weighted pipeline shows you who is carrying your coming weeks.

  • Probability per client, from their actual wins
  • Expected date: their days to close plus their days to pay
  • Conservative assumptions for clients with no history
Reports/Finance
Client-weighted pipelineProbability and timing from actual history.Today
Gamma ConstructionCAD 40,405
Northbridge ConstructionCAD 27,701
Royal York PropertiesCAD 13,616
Northern SteelCAD 11,467
Oak Ridges Land DevelopmentCAD 10,274
Central HardwareCAD 7,082
Hope Street HardwareCAD 2,136
GGamma ConstructionGold
In pipelineCAD 57,722Close rate70%Days to close12Quotes14

MRR AND PROFITABILITY

What recurs, what's at risk and what your discounts leave you.

The Finance report adds up the contracted MRR from your retainers and annualizes it, and sets apart the MRR at risk: retainers with a failed charge or scheduled to cancel. It also crosses each client tier with its discount, its close rate and what it actually buys from you.

  • Contracted MRR and ARR
  • MRR at risk: failed charges and scheduled cancellations
  • Profitability by tier: discount, close rate and closed value
Reports/FinanceAs of today · Sep 24, 2026
Contracted MRRCAD 12,0967 active retainersARRCAD 145,152Annualized MRRDSO38destimated time to collectionMRR at riskCAD 1,792failed charge or scheduled cancellation
Profitability by client tierCompares configured discount, close rate, and closed value.
Distributor15% discount · 71% close rate · n=24CAD 305,802
Gold10% discount · 62% close rate · n=18CAD 196,966
Silver5% discount · 48% close rate · n=21CAD 96,383
Standard0% discount · 31% close rate · n=46CAD 71,789

WHY IT MATTERS

This is what finance & cash flow actually changes.

cordhq.app/app/informes?r=cobranza
Collections and receivablesOne place to understand performance and decide what to act on.Collections and receivablesAs of today · September 24, 2026Customize
RECEIVABLESCAD 179,8449 documents
OVERDUECAD 57,7222 accounts
EXPECTED COLLECTIONS · 30DCAD 72,646certain receivables, estimated timing
AVERAGE DELAY11dagainst agreed terms
Actual vs. agreed DSOHow actual payment deviates from agreed terms.
11On time71–7 days late98–30 days late330+ days late
Exposure by clientOpen balance against the configured limit.
Apex ConstructionCAD 57,722
Oak Ridges Land DevelopmentCAD 40,103
Northbridge ConstructionCAD 27,506
Northern SteelCAD 12,376
Ferrex SupplyCAD 8,988
NNorthbridge ConstructionQ-0148 · CAD 26,799.76+14 d
Day 0ApprovedSep 22Day 30DueOct 22Day 44ForecastNov 5

Net 30 · pays on day 44 on averagePayment lands in the week of Oct 30 – Nov 5, not the due-date week.

cordhq.app/app
HomeCustomize
Pipeline healthTodayView CFO →
27dAVG. DAYS TO COLLECT (DSO)Healthy52%RISK CONCENTRATIONModerate8%MARGIN GIVEN UPdiscount off list price46%EXPECTED REVENUE (WEIGHTED)of CAD 478,800 in open pipeline
Expected cash flow · 5 weeksTodayTreasury →
CAD 40,096Sep 25 – Oct 1CAD 23,352Oct 2 – 8CAD 33,236Oct 9 – 15CAD 22,064Oct 16 – 22CAD 35,336Oct 23 – 29
Reports/Cash flow · 90 days
Concentration risk · 30 daysLargest client's share of near-term expected inflow.59%
Apex ConstructionCAD 57,722
Northbridge ConstructionCAD 19,254
Ferrex SupplyCAD 8,988
Northern SteelCAD 6,821
Oak Ridges Land DevelopmentCAD 4,466
cordhq.app/app/informes?r=flujo
Cash flow · 90 daysOne place to understand performance and decide what to act on.Cash flow · 90 daysAs of today · September 24, 2026Customize
NEXT 90 DAYSCAD 325,220receivables + pipeline + retainers
BEYOND HORIZONCAD 68,1104 movements from day 91
MRRCAD 4,4803 retainers
CERTAIN RECEIVABLESCAD 179,844not weighted by close rate
Weekly flow · 90 daysThree separate sources to distinguish certainty from probability.ReceivablesPipelineMRR
Sep 25 – Oct 1CAD 40,096Oct 2 – 8CAD 23,352Oct 9 – 15CAD 33,236Oct 16 – 22CAD 22,064Oct 23 – 29CAD 35,336Oct 30 – Nov 5CAD 35,658Nov 6 – 12CAD 26,978Nov 13 – 19CAD 27,776Nov 20 – 26CAD 21,350Nov 27 – Dec 3CAD 12,964Dec 4 – 10CAD 18,018Dec 11 – 17CAD 14,022Dec 18 – 24CAD 14,370
What went into the forecast
13 weeks · next 90 daysCAD 325,220Beyond horizon · 4 movements+ CAD 68,110TotalCAD 393,330

FREQUENTLY ASKED QUESTIONS

Finance & cash flow: the questions we hear most.

No. It's statistics on your own history: each client's actual close rate, days to close and days to pay. When a client has no history, Cord uses conservative assumptions (a 25% chance of closing, 50% if they already opened the quote, 14 days to close and 30 to pay) instead of making up their behaviour.

In Reports › Cash flow · 90 days and Reports › Finance, calculated as of today, and on your home screen with the Pipeline health and Expected cash flow widgets. Each person arranges, hides or resizes their own widgets without moving anyone else's.

Anyone with the Reports permission; the owner always has it. The Rep role includes it by default, so if you'd rather keep leadership numbers to the right people, adjust it in Settings › Team & roles; inviting your team is available from Professional. The Collections and receivables report also requires the Collections permission.

The 90-day cash flow and the Finance report are available from Professional. On Starter you already get the pipeline forecast and discount given, and on Free your close rate, funnel, and top clients and products.

Explore the rest of the product.

AI CollectionsEvery day, the agent reviews your overdue accounts and writes to each one with its real balance, its days overdue and the link to pay.
Clients and creditEvery client has a record with their payment terms, their credit limit and an up-to-date account statement that brings quotes and invoices together.
DocumentationFinance & cash flow, step by step.

Decide with the cash that's coming, not the cash that's gone.

The 90-day cash flow is on the Professional plan. Start free and upgrade when you need it.

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