Get paid online in 12 countries, from the quote or the invoice.

Cord Payments is online payment built into Cord: your client pays the quote or invoice from its own link, by card and, in beta, by ACH direct debit or bank transfer with a reference, and the money lands in your account, not Cord's.

Start for freeSee a real quote

Available on every plan, including Free, with no extra monthly fee.

Which countries does Cord Payments support?

Cord Payments works in 7 of the 12 countries where Cord operates and pays out straight to your bank account. In the rest, you collect from the same link with your own Mercado Pago account, so your client can pay online in all 12. Open a country to see how they pay and where you receive the money.

Cord Payments and Mercado Pago1

MexicoCard · SPEI transfer · Mercado Pago
Online payments
Cord PaymentsdefaultMercado Pago
Your client pays with
CardSPEI transferMXNBeta on invoicesMercado PagoApple Pay and Google PayBeta
Monthly retainers
Available
Paid out to
CLABE accountYour Mercado Pago account

Cord Payments6

United StatesCard
Online payments
Cord Payments
Your client pays with
CardACH Direct DebitUSDBetaBank transfer with a referenceUSDBetaApple Pay and Google PayBeta
Monthly retainers
Available
Paid out to
Routing + account
CanadaCard
Online payments
Cord Payments
Your client pays with
CardPre-authorized debitCADBetaApple Pay and Google PayBeta
Monthly retainers
Available
Paid out to
Transit + institution + account
SpainCard
Online payments
Cord Payments
Your client pays with
CardSEPA Direct DebitEURBetaBank transfer with a referenceEURBetaApple Pay and Google PayBeta
Monthly retainers
Available
Paid out to
IBAN account
United KingdomCard
Online payments
Cord Payments
Your client pays with
CardBacs Direct DebitGBPBetaBank transfer with a referenceGBPBetaApple Pay and Google PayBeta
Monthly retainers
Available
Paid out to
Sort code + account
GermanyCard
Online payments
Cord Payments
Your client pays with
CardSEPA Direct DebitEURBetaBank transfer with a referenceEURBetaApple Pay and Google PayBeta
Monthly retainers
Available
Paid out to
IBAN account
FranceCard
Online payments
Cord Payments
Your client pays with
CardSEPA Direct DebitEURBetaBank transfer with a referenceEURBetaApple Pay and Google PayBeta
Monthly retainers
Available
Paid out to
IBAN account

Mercado Pago5

BrazilMercado Pago
Online payments
Mercado Pago
Your client pays with
Mercado Pago
Monthly retainers
Not with Mercado Pago
Paid out to
Your Mercado Pago account
ColombiaMercado Pago
Online payments
Mercado Pago
Your client pays with
Mercado Pago
Monthly retainers
Not with Mercado Pago
Paid out to
Your Mercado Pago account
ArgentinaMercado Pago
Online payments
Mercado Pago
Your client pays with
Mercado Pago
Monthly retainers
Not with Mercado Pago
Paid out to
Your Mercado Pago account
ChileMercado Pago
Online payments
Mercado Pago
Your client pays with
Mercado Pago
Monthly retainers
Not with Mercado Pago
Paid out to
Your Mercado Pago account
PeruMercado Pago
Online payments
Mercado Pago
Your client pays with
Mercado Pago
Monthly retainers
Not with Mercado Pago
Paid out to
Your Mercado Pago account

PAYMENT METHODS

What payment methods does Cord accept?

Your client pays by card inside your link, under your brand, without creating an account. In beta, they can also pay by ACH Direct Debit or bank transfer with a reference.

  • Card inside your link, under your brand
  • ACH Direct Debit or bank transfer with a reference, in beta
  • The money goes straight to your bank account, not to Cord
MMateriales del Valle USAQuote Q-0148
Deposit due$5,398.67 USDof a $17,995.56 USD total · Card · Bank transfer
Payment method
CardBank transfer
Card details1234 1234 1234 1234MM / YYCVCPay $5,398.67 USD

Encrypted and processed by Cord Payments. Materiales del Valle USA never sees your card details.

WHAT GETS CHARGED

Deposit on approval, balance on the due date, retainer every month.

If you ask for a deposit, the link shows your client at first glance how much they pay on approval and when the balance is due, and charges each part separately. A retainer is authorized once by card and Cord Payments charges it every month. On an invoice, your client can pay part of the balance and the rest stays open.

  • Deposit and balance, each with its own due date
  • Monthly retainers: your client authorizes their card once
  • Partial payments toward an invoice balance
MMateriales del Valle USAEIN / Tax ID 88-4172093QUOTEQ-0148
FORRidgeline BuildersVALID UNTILOct 22, 2026TERMSNet 30
TOTAL DUE$17,995.56USD · tax includedToday you pay $5,398.67 USD as a deposit (30%) · Balance: $12,596.89 USD — due on Oct 24, 2026
Payment planDepositUSD 5,398.67DueBalanceUSD 12,596.89Due on Oct 24, 2026
MMateriales del Valle USAFor Gamma ConstructionQUOTEQ-0151
TOTAL DUE$3,800.00 USDActive recurring plan · $3,800.00 USD charged monthly
Active recurring planYou're charged $3,800.00 USD every month automatically on your card — next charge on Oct 24, 2026. To cancel, contact Materiales del Valle USA.

AFTER THE CHARGE

You know how much gets deposited, when, and to which account.

In Payments you see your available balance and the next payout with its status (scheduled, in transit or deposited) and arrival date, plus what went to fees, refunds and disputes. You choose how often you get paid, and your bank account is entered in your country's format and validated before it's saved, including check digits where the format has them.

  • The next payout, with its status and arrival date
  • Daily, weekly or monthly payouts, your choice
  • Payout account validated in your country's format
Settings/Payments
Your account status
All set, you can accept payments now!Your account is verified and active. Your payment money will be sent to your bank automatically.
Bank accountBank account ending in •••• 4821. Your payouts arrive here.
Payout frequency

How often your money leaves for your bank account. Daily payouts pay the fixed transfer fee more often; monthly ones pool the money but keep it further away.

FrequencyWeeklyDay of the weekFriday
Save frequency
Available balanceliveUSD 12,864.00USD 30,543.30 on the way
Next payoutliveCord Payments transfers to your bank account.
In transitArrival: Sep 26USD 8,421.00
Where every dollar goesOf the gross collected, how much reaches your bank.
Net to your bank93.8%USD 38,693.87Fee3.1%−USD 1,278.13Refunds−USD 418.00Disputes−USD 840.00

WHY IT MATTERS

This is what Cord Payments actually changes.

cordhq.app/app/ajustes/cobros
Settings /Paymentsacct_1QfT8m2eZvKYlo2C
PeopleStep 5 of 8

Declare who controls the business: the legal representative and anyone owning 25% or more. This is an anti-money-laundering requirement, not a Cord preference.

Lucy FerrisVerified
Legal representativeOwner 40%DirectorCEO
Andrew SloanUnder review
Owner 30%DirectorCOO
Megan ColeDetails captured
Owner 30%Partner
EditVerify identityRemove

Declared: 100% ownership across the people in this list.

I confirm I've added every owner with ≥25%You are declaring, under your own responsibility, that the list of people owning 25% or more is complete.
11:42
MMateriales del Valle USA
Front of your IDA valid driving licence, state ID card or passport. Find good light and make sure every detail is readable.Which document will you use?State driving licenceState ID cardPassportTake a photo of the frontChoose from gallery
Back of your IDOnly for a driving licence or state ID card. If it's a passport, skip this step.Take a photo of the backChoose from gallerySkip — it's a passport
DoneYou can go back to your computer — the verification continues there automatically.
Verified with Cord
cordhq.app/app/cobros/disputas/dp_1QfW2x2eZvKYlo2C
Chargeback
← Back to Payments
CORD PAYMENTSBuild a clear responseSave your progress as a draft. Submitting evidence is irreversible.USD 4,469.51

Deadline: October 8, 2026

Customer nameFerrex Supply Co.Customer emailpurchasing@ferrexsupply.comService date2026-09-02Approval IP187.190.44.12
What the customer purchased120 × Gray cement 50 kg60 × Rebar 3/8" × 12 m28 × Welded wire mesh 6×6Receipt or supporting file (PDF, JPG or PNG)If you don't choose one, Cord prepares the receipt described above.Choose fileNo file chosenSave draftReview and submit evidence
Cord Payments - Transaction receiptBusiness: Materiales del Valle USAQuote: Q-0139Customer: Ferrex Supply Co.Email: purchasing@ferrexsupply.comAmount: USD 4,469.51Method: cardPaid: 2026-09-02T17:41:08ZTransaction: ch_3QfL8x2eZvKYlo2C0a9rT4mBLine items:120 x Gray cement 50 kg - 18.20 USD60 x Rebar 3/8" x 12 m - 19.15 USD28 x Welded wire mesh 6x6 - 31.20 USDApproved by: Thomas HarperApproval date: 2026-09-02T16:58:31ZApproval IP: 187.190.44.12
cordhq.app/app/cotizaciones/Q-0157
Quotes /Q-0157
DraftSentViewedApproved5Paid
FFerrex Supply Co. V1Cash · 40% deposit · Created Sep 19, 2026TOTALUSD 24,600.07
Details
ProductQtyPriceAmountRebar 3/8" × 12 mpiece600USD 19.15USD 11,490.00Gray cement 50 kgbag400USD 18.20USD 7,280.00Welded wire mesh 6×6sheet120USD 31.20USD 3,744.00Hollow block 15×20×40piece450USD 1.42USD 639.00
SubtotalUSD 23,153.00Sales tax TX 6.25%USD 1,447.07
Actions
Record payment
Open linkCopy linkPDFWhatsApp
Activity
Payment received with Cord Payments; quote settledtoday, 12:58 PMDeposit of USD 9,840.03 paid with Cord Payments — balance pendingSep 20, 10:12 AMDigitally signed by "Thomas Harper" (IP 187.190.44.12)Sep 20, 10:09 AMOpened by the client from the linkSep 19, 6:40 PM

FREQUENTLY ASKED QUESTIONS

Cord Payments: the questions we hear most.

There's no extra fee on any plan, including Free. Cord charges no platform fee in your currency for now: only the payment processor's rate applies, deducted from the payment.

No. They open the quote or invoice link and pay right there, from their phone or computer, without signing up or installing anything. Card payments are encrypted and processed by Cord Payments: your business never sees your client's card details.

In beta, yes, on documents in US dollars tied to a client. Each client gets fixed account details to pay you and each transfer carries its own reference, which Cord uses to match it to the quote or invoice and lower the balance. Until it's turned on for your account, transfers received outside the link are recorded by hand against the same balance.

Your business details, the people who control it (each partner with 25% or more and whoever runs it, with their real role) and your payout account. What's requested comes from your country's requirements, so you don't fill in fields that don't apply there. You take the ID photo with your phone by scanning a QR code, and Cord strips its GPS location before sending it for verification.

As soon as your account is verified. While something is missing, Payments shows how many requirements are pending and the deadline, and payouts wait. Changing your payout frequency or bank account requires confirming your identity, because it decides where and how often your money goes out.

Yes, in full or in part: a quote payment from Payments and an invoice payment from that invoice's detail page. Before you confirm, Cord verifies your identity and tells you what the method doesn't allow. It takes the Refunds permission, which not even the Admin role has by default.

Explore the rest of the product.

Cord InvoicingCord issues your invoices under your own numbering and brand, sends them with a link where your client pays in full or in part, and tracks the balance down to zero.
Cord Workflows"When this happens, do this" rules that take the next step of every sale for you, without writing code.
Multi-currency & FXYou quote and invoice in any of 14 currencies, and every sale is recorded in your accounting currency at a rate taken from a published source, never made up.
DocumentationCord Payments, step by step.

Turn on payments before you send your next quote.

Turn on Cord Payments from Settings › Payments › Account. Free to start.

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See what you'll pay

Published pricing, with the fee for every payment in plain view.

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Start operating and sending quotes on the Free plan.

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