An invoice that knows how much you are still owed.

Cord issues your invoices under your own numbering and brand, sends them with a link where your client pays in full or in part, and tracks the balance down to zero. Each one shows the VAT on every line and your VAT registration number.

Start for freeSee a real quote

Invoices on every plan: 10 a month on Free and no cap from Starter. Recurring invoices from Professional.

FROM DRAFT TO NUMBER

The invoice number is assigned when you issue, not when you type.

In Invoices you pick the client, add items from your catalogue or as free lines, and save a draft that uses up no number: if you throw it away, your numbering has no gaps. With Issue and send, Cord assigns the next number in your series, issues the document and emails your client the PDF as an attachment plus the invoice's link. If issuing fails, the invoice stays a draft and tells you what to fix.

  • Drafts that use up no number
  • Your own numbering series, set in Settings
  • An email to the client with the PDF attached and the invoice's link
Invoices+ New invoice
AllDraftsOpenPast duePaid
InvoiceClientTotalStatus
No numberDraft · BOR-3F9A1CFSFerrex SuppliesGBP 3,897.60Draft
INV-001048KCKestrel ConstructionGBP 16,271.04OpenSent
INV-001047GCGamma ContractorsGBP 6,737.28PaidSent
INV-001046NSNorth Star ProjectsGBP 3,072.00Overdue+6d
INV-001045GCGamma ContractorsGBP 9,744.00PaidSent
Review and issueTotal£3,897.60 GBPDeliverypurchasing@ferrexsupplies.co.ukEmail includes the PDF and payment link.Issue and sendIssue without sendingSave and exit

The number is assigned when you issue. Later corrections require a void or credit note.

THE INVOICE KNOWS WHERE IT STANDS

Issued, sent, viewed, paid: you see it without asking anyone.

Every invoice shows its progress and its activity: when it went out, when your client opened it (only your client, not you checking the link) and every reminder and payment. Your client pays from their link; bank transfers made outside the link, cash or cheques you record yourself, and they can't exceed the balance. While it stays open, Cord reminds your client of the due date before and after it, and never sends the same reminder twice.

  • Invoice progress: issued, sent, viewed and paid
  • Reminders before and after the due date
  • Payments recorded by hand against the same balance
Invoices/INV-001046Paid
1Draft2Issued3Sent4Viewed5Paid
GCGamma ContractorsIssued 22 Aug 2026 · Due 21 Sept 2026 · SentTOTAL£6,737.28Balance £0.00
Payments
Today · Bank transfer · Ref. 4471£2,737.2819 Sept · Bank transfer · Ref. 88213£4,000.00
Total£6,737.28Paid−£6,737.28Balance£0.00 GBP
Activity
  1. Balance settled
  2. Payment appliedPayment of £2,737.28
  3. Reminder sentDue-date notice (1 day before)
  4. Payment appliedPayment of £4,000.00
  5. Reminder sentDue-date notice (7 days before)
  6. The client opened it
  7. Sent to the clientSent to accounts@gammacontractors.co.uk
  8. IssuedInvoice INV-001046 issued

Get your invoices paid online in 12 countries.

Your client opens the invoice and pays right there, with the method they use in their country. They can settle the balance or pay another amount, and what you record by hand comes off the same balance.

  • Cards with Cord Payments7 countries
  • Mercado Pago, with your own account6 countries
  • Partial payments from the link12 countries
  • Transfers you record by hand12 countries
  • Bank transfer with a referenceBeta6 countries
  • Bank direct debitBeta6 countries

Apple Pay and Google PayBetaall 7 Cord Payments countries

Your client pays with
CardBank transfer with a referenceBetaBacs Direct DebitBetaApple Pay and Google PayBeta
Currency
GBP
Tax
VAT 20%
You receive it in
Sort code + account
PDF
Each client’s language

A replica of the invoice and payment your client sees. What is marked Beta shows up on the link once it is active on your account. The page and the payment form appear in each client’s language.

Country guide: United Kingdom

The invoice that counts for tax, in every country.

In each country, Cord issues the document its tax authority requires, or a standard invoice where none is needed. While a filing is being activated, the invoice goes out as a standard invoice or a pro forma, and you still get paid.

MexicoCFDI 4.0SATAvailable

From the Starter plan, every invoice is stamped with the SAT using your digital seal certificate (CSD) and gets its tax folio. Your client downloads the PDF and the XML from the link, and every payment on a credit sale generates its payment complement.

Your account starts withIVA 16%IVA 8% región fronterizaExento4 withholdings

It does not issue the Foreign Trade complement or IEPS yet.

From Starter. On Free you issue pro formas.Mexico guide
United StatesStandard invoiceNo tax authorityAvailable

In the United States no authority validates each invoice. Cord issues a standard invoice with a sequential number and your state’s sales tax, and keeps it on record for your return.

  • Sales tax by client addressYou file itBetaState, county, city and districts, from Starter with Cord Payments.

Your account starts withYour state’s sales taxExempt / Resale

United States guide
CanadaStandard invoiceNo tax authorityAvailable

An invoice with GST and your province’s tax broken out (QST, PST or RST), or HST where it is harmonised. In Canada the invoice is not filed with an authority.

Your account starts withGST 5%HST 13% (ON)HST 14% (NS)+5 more

Canada guide
BrazilNFS-e and NF-eSEFAZ, national NFS-eBeing activated

Services are invoiced with the national NFS-e and goods with the NF-e, which your state’s SEFAZ authorises. Cord issues them with your digital certificate.

  • Standard invoiceNo tax authorityAvailableMeanwhile, with a sequential number and tax per line.

Your account starts withIsento

From Starter. On Free, a standard invoice.Brazil guide
SpainInvoice with VerifactuAEATBeta

Every invoice is registered with the AEAT through Verifactu as soon as you upload your electronic certificate: chained to the previous one, with a QR on the PDF your client can check.

  • Pro formaNo tax authorityAvailableWithout a certificate. It is for getting paid, not for deducting.
  • Facturae 3.2.2No tax authorityBetaThe Spanish format, with IRPF. Cord does not file it with FACe.
  • E-invoicing between businessesAEATComing soonMandatory in 2027 if you invoice over €8 million; in 2028 for everyone else.

Your account starts withIVA 21%IVA 10%IVA 4%+5 more2 withholdings

Verifactu, from Starter. On Free you issue pro formas.Spain guide
United KingdomStandard invoiceNo tax authorityAvailable

A VAT invoice with VAT on each line and your VAT registration number. Today it is not filed with HMRC.

  • E-invoicing over PeppolPeppol networkComing soonHMRC will require it on every VAT invoice from April 2029.

Your account starts withVAT 20%VAT 5%Zero-rated+1 more

United Kingdom guide
GermanyE-invoiceNo tax authorityAvailable

The invoice goes out in your client’s language and also as an e-invoice: the same document in XRechnung, Factur-X and Peppol BIS files your client’s accounting system reads on its own. By default, the email carries the PDF and the XRechnung XML.

Your account starts withUSt. 19%USt. 7%Steuerfrei

Peppol is the network many businesses and public bodies use to exchange invoices, through an access provider. Cord gives you the file ready; it does not send it over that network.

On every plan.Germany guide
FranceE-invoiceApproved platformBeing activated

Invoices between French businesses travel as Factur-X through an approved platform. It is mandatory for large and mid-sized companies from 1 September 2026, and for SMEs from 1 September 2027.

  • Invoice with Factur-XNo tax authorityAvailableIn French, with the details the reform requires. It is the usual PDF with the XML inside.

Your account starts withTVA 20%TVA 10%TVA 5,5%+2 more

Peppol is the network many businesses and public bodies use to exchange invoices, through an access provider. Cord gives you the file ready; it does not send it over that network.

Factur-X on every plan; the platform, from Starter.France guide
ColombiaE-invoiceDIANBeing activated

The electronic sales invoice is validated by the DIAN before it reaches your client, with its CUFE and QR. Cord issues it as in-house software, with your signing certificate.

  • Standard invoiceNo tax authorityAvailableMeanwhile, with a sequential number and tax per line.

Your account starts withIVA 19%IVA 5%Exento2 withholdings

From Starter. On Free, a standard invoice.Colombia guide
ArgentinaInvoice with CAEARCABeing activated

The type A, B or C invoice carries the CAE authorised by ARCA, requested with your CUIT’s certificate, with its QR and legends.

  • Standard invoiceNo tax authorityAvailableMeanwhile, with a sequential number and tax per line.

Your account starts withIVA 21%IVA 10,5%IVA 27%+1 more

From Starter. On Free, a standard invoice.Argentina guide
ChileE-invoice (DTE)SIIBeing activated

Electronic tax documents (taxable and exempt invoices, debit and credit notes) are issued directly with the SII, with an electronic stamp and your authorised folios.

  • Standard invoiceNo tax authorityAvailableMeanwhile, with VAT calculated once per document, as the SII does.

Your account starts withIVA 19%Exento1 withholding

From Starter. On Free, a standard invoice.Chile guide
PeruE-invoiceSUNATBeing activated

The electronic invoice and credit note are sent to SUNAT from your account, with their QR, as an issuer from your own systems.

  • Standard invoiceNo tax authorityAvailableMeanwhile, with a sequential number and tax per line.

Your account starts withIGV 18%ExoneradoInafecto

From Starter. On Free, a standard invoice.Peru guide

How an invoice from an account in the open country looks in Cord today.

  • AvailableWorks today for every account in the country, on the plan shown.
  • BetaWorks today for any account that meets its requirements, such as the plan or the certificate; it stays in beta until its first real use confirms it.
  • Being activatedBuilt and tested; Cord switches it on country by country. Meanwhile, the invoice goes out as a standard invoice or a pro forma.
  • Coming soonWaits on something external or is still to be built.

WHY IT MATTERS

This is what Cord Invoicing actually changes.

cordhq.app/app/facturas/recurrentes
Invoices /Recurring invoicesInvoices →

Cord issues and sends these invoices for you on the date you set. Each run freezes its own amounts and taxes.

ClientFrequencyNext runIssuedStatus
Ferrex SuppliesOne-bag concrete mixer rentalMonthlyDay 1 of each period1 Oct 20260PauseDelete
Kestrel ConstructionMonthly cement and block supplyMonthlyDay 1 of each period1 Oct 20267PauseDelete
Apex ConstructionTubular scaffold rental, 40 m²MonthlyDay 1 of each period1 Oct 202611PauseDelete
St Peter’s HardwareMonthly rebar supplyMonthlyDay 1 of each period1 Oct 202614PauseDelete
Gamma ContractorsWarehouse maintenanceMonthlyDay 1 of each period1 Oct 20265PauseDelete
Arches EstatesForklift rentalMonthlyDay 1 of each period1 Oct 20269PausedResumeDelete
Capital Building GroupSteel formwork rentalMonthlyDay 1 of each period1 Oct 20263PauseDelete
Riverside Paints & FinishesMonthly waterproofing supplyMonthlyDay 1 of each period1 Oct 20262PauseDelete
Done. Cord will issue this invoice again every month.
9:02
Inbox
HBHarlow Building SuppliesTo: Emma Clarke1 Sept
Invoice INV-001041 — Harlow Building SuppliesPDFINV-001041.pdf52 KB
CordKestrel Construction

Harlow Building Supplies issued invoice INV-001041 for GBP 3,062.40. You can review it and pay online from the link below.

InvoiceINV-001041Due1 Sept 2026Amount dueGBP 3,062.40View and pay invoice
cordhq.app/app/facturas/0b7e4f1c-5d2a-4e8b-9c31-6a1f2d8e4b70
Invoices /INV-001052
DraftIssuedSentViewed5Paid
FSFerrex SuppliesIssued 3 Sept 2026 · Due 3 Oct 2026 · SentTOTALGBP 5,233.63Balance GBP 0.00
Details
ItemQtyPriceAmountRebar Ø10 × 12 m150GBP 15.32GBP 2,298.00Grey cement 50 kg80GBP 14.56GBP 1,164.80Steel mesh A19336GBP 24.96GBP 898.56
SubtotalGBP 4,361.3620%GBP 872.27TotalGBP 5,233.63Credit notes applied−GBP 3,233.63Paid−GBP 2,000.00BalanceGBP 0.00
Actions
Sent to the clientpurchasing@ferrexsupplies.co.ukResend
Open linkCopyDownload PDFWhatsApp
Duplicate invoice
More actionsCredit noteRepeat monthly
Activity
Credit note1 min agoPayment applied12 days agoThe client opened it3 weeks agoSent to the client3 weeks ago
Invoices/INV-001057Open
Apex ConstructionGBP 1,497.63
PaidGBP 0.00
More actionsMark uncollectibleCredit noteVoid
cordhq.app/app/cotizaciones/Q-0154
Quotes /Q-0154Invoiced
DraftSentViewedApproved5Invoiced
GCGamma Contractors V1Net 30 · Created 15 Sept 2026TOTALGBP 34,129.92
Details
ProductQtyPriceAmountRebar Ø10 × 12 mpiece800GBP 15.32GBP 12,256.00Grey cement 50 kgbag600GBP 14.56GBP 8,736.00Steel mesh A193sheet240GBP 24.96GBP 5,990.40Concrete block 440×215×140piece1,280GBP 1.14GBP 1,459.20
SubtotalGBP 28,441.60VAT 20%GBP 5,688.32
Actions
Issue invoice
Open linkCopy linkPDFWhatsApp
Duplicate
Activity
Invoice issuedtoday, 11:20Digitally signed by "Robert Nash" (IP 201.141.8.77)24 Sept, 17:02Opened by the client from the link22 Sept, 09:15
Invoices/INV-001051Open
Draft2Issued3Sent4Viewed5Paid
GCGamma ContractorsIssued 25 Sept 2026 · Due 25 Oct 2026 · Not sentfrom quote Q-0154
TOTALGBP 34,129.92
Rebar Ø10 × 12 m800 × GBP 15.32GBP 12,256.00Grey cement 50 kg600 × GBP 14.56GBP 8,736.00Steel mesh A193240 × GBP 24.96GBP 5,990.40Concrete block 440×215×1401,280 × GBP 1.14GBP 1,459.20
CountryGBCurrencyGBPVAT reg. no.GB 472 9153 31

FOR FINANCE TEAMS

From payment to the books without typing it twice.

When your client pays online, Cord applies the payment to its invoice and alerts your team. Your accountant gets the invoice in Xero as soon as you issue it.

Receivables and AI collections have their own page. See AI collections

  1. 01Payment

    The payment lands on its invoice

    When your client pays from the link, the payment lowers that invoice’s balance with no one keying it in.

  2. 02Alert

    It is paid and your team knows

    Once settled it moves to Paid, your systems get invoice.paid and a workflow posts it to your Slack channel.

  3. 03Books

    Your accountant has it in Xero

    A draft lands as soon as you issue it, referenced by its number. Payment sync and QuickBooks Online, coming soon.

INTEGRATIONS

Issue once and every app does its part.

Only the ones that work with your invoices are here: the draft for your accountant, the row with its balance, the email with the PDF or the alert when it is paid. WhatsApp and Slack connect through Cord Workflows.

See every integration

CLIENT PORTALComing soon

One link where your client pays all their invoices at once.

Each client gets their own portal with their balance, their invoices and the option to pay several in a single charge or keep automatic payments on. It is built and we are switching it on.

  • Their balance, by currencyWhat they owe in each currency and how much is already overdue, without asking you for a statement.
  • Several invoices, one paymentThey pick the ones they want in the same currency and pay them together; each one lowers its own balance.
  • Their PDFs, always at handEvery open or paid invoice with its PDF, no inbox search needed.
  • Automatic paymentsThey authorise a method and each invoice is charged on its due date. Whatever they already owed before authorising is never charged by surprise.

When a charge fails, the rule is written down.

No blind retries: every decline has its answer, and your client gets an email with the date of the next attempt or what they need to do.

Retries

Each decline waits for its best date, up to 4 attempts per charge.

  • Insufficient funds116of the month

    Right after the most common paydays; if neither is within the week, in 3 days.

  • Another bank decline+2+4+7days

    Each wait is longer: 2 days after the first decline, then 4, then 7.

  • Technical failure at the bank+1day

    If their bank did not respond or processing failed, it retries the next day.

Stops

Insisting would not collect it: you get a task with the reason.

  • Stolen or blocked cardMethod removed

    Also if lost or expired: it stops and asks your client to add another one.

  • Their bank requires authenticationMethod kept

    It needs your client present: they are asked to confirm it in their portal.

  • After 4 failed attemptsMethod kept

    It stops trying that charge and asks your client to pay it from their portal.

Bank direct debitComing soon

A charge to a bank account with the mandate your client signs in their portal or on the invoice. Retried only for insufficient funds.

  • United KingdomBacs · GBP3 attempts within 30 days

FOR DEVELOPERS

Invoice from your own system.

The same invoice you issue in Cord, from your code: create the draft, issue it with the next number in your series and send it with the PDF and the payment link.

  • Idempotency on every SDK write: a retry never issues twice
  • Nine invoice webhook events, signed and retried
  • Your AI assistant prepares drafts over MCP; issuing stays with you
Read the documentation
issue-invoice.ts
import { Cord } from '@flouviahq/node'; const cord = new Cord(process.env.CORD_SECRET_KEY!);const { data } = await cord.clients.list({ q: 'Kestrel' }); // Draft: uses no invoice number yetconst { id } = await cord.invoices.create({  cliente_id: String(data[0].id),  currency: 'GBP',  due_date: '2026-11-14',  items: [{ descripcion: 'Portland cement 25 kg', cantidad: 200,            precio_unitario: 7.95, tax_rate: 0.2 }],}); await cord.invoices.finalize(id); // next number in your seriesawait cord.invoices.send(id);     // PDF attached, payment link

SDKs and tools

The Node SDK is typed, with retries and cursor pagination; the CLI signs in and tests your webhooks from the terminal.

  • Node@flouviahq/node
  • CLI@flouviahq/cli
  • MCPcordhq.app/api/mcp
  • Elements<cord-invoice>
  • PythonComing sooncord-sdk
  • PHPComing soonflouviahq/cord
Learn more

FREQUENTLY ASKED QUESTIONS

Cord Invoicing: the questions we hear most.

Yes, on every plan. You apply a discount to the document, as a percentage or a fixed amount, or a coupon you create in Settings, with validity dates and usage limits overall or per client. The discount applies before tax and is spread across the line items, so the PDF and the tax document match what your client pays.

It depends on the country, and Cord tells you where each one stands. No authority receives each invoice in the UK: Cord's invoice carries your VAT per line, on every plan. Where each invoice must be filed with the tax authority, Cord switches that channel on country by country, from Starter; until it is live for your account, a standard invoice goes out, not filed with the authority.

Yes. Each line carries its own rate from your account's catalogue: VAT at 20% or 5%, zero-rated or exempt, and you can add your own. The invoice shows your VAT registration number and your client's, the VAT at each rate and the total. Cord doesn't file your VAT returns for you.

No: an issued invoice keeps its number and its amounts. With no payments applied, you void it and issue a new one; with payments, Cord takes you to a credit note, full or partial, that can never add up to more than the original invoice.

An email in your business's name with the PDF attached and a button to the invoice's page. There they see the items, the taxes by rate, the payments already received and the balance; they can pay it in full or choose Pay another amount with the payment methods you have turned on, and download the PDF. The same page tells them you can see when they opened it and whether it was paid.

By default, seven days and one day before the due date, and 3, 7, 14 and 30 days after it, on every plan; you choose the schedule in Settings › Reminders, and you can turn them off there too. Each reminder goes out only once, and they stop as soon as the invoice is paid, voided or marked uncollectible. For a different message or channel, build it with Cord Workflows; for someone to chase overdue accounts one by one, that's AI collections.

On Free, 10 invoices a month; from Starter, no cap. In the UK, no tax authority receives each invoice, so there is no separate quota for filed e-invoices. Viewing and collecting the invoices you already issued is never blocked, whether you run out of quota or downgrade.

Explore the rest of the product.

Cord PaymentsCord Payments is online payment built into Cord: your client pays the quote or invoice from its own link, by card and, in beta, by Bacs Direct Debit or bank transfer with a reference, and the money lands in your account, not Cord's.
Multi-currency & FXYou quote and invoice in any of 14 currencies, and every sale is recorded in your accounting currency at a rate taken from a published source, never made up.
Clients and creditEvery client has a record with their payment terms, their credit limit and an up-to-date account statement that brings quotes and invoices together.
DocumentationCord Invoicing, step by step.

Your next invoice can go out with its payment link.

Invoices from the Free plan, with the tax on every line.

Start for freeContact Sales

See what you'll pay

Published pricing, with the fee for every payment in plain view.

Pricing details →

Start building

Start operating and sending quotes on the Free plan.

Integration options →