Since Cord does not hold funds, the time it takes for the money to reach your bank account depends entirely on the payment method your client chose.
1. Direct transfer (SPEI in Mexico, bank transfer elsewhere)
If the client pays you manually by making a bank transfer to the payout account you registered in Cord Settings — the CLABE in Mexico, or the IBAN, routing number, sort code, or other local format depending on your country — the money goes directly to your bank immediately. Cord is not in the middle of this transaction. You must log in to Cord and mark the quote as paid.
2. Online payments
If you activated Cord Payments and the customer pays by card (or by SPEI, for businesses billing in Mexican pesos), the money enters your connected payment account.
- Timing depends on method, country, risk review, and account history; there is no universal deposit date.
- Go to Payments to review the status and estimated date of each deposit. A successful payment can appear before its bank deposit.